Welcome to coastal living at its finest! Nestled in a highly desirable waterfront community of Mariners Anchorage, this beautifully designed home offers ocean access just steps away and is only minutes from the vibrant local St. Margaret Sailing Club. This beautiful home offers the perfect blend of lifestyle and opportunity. Set on a large, private lot, you will enjoy deeded ocean access steps away that includes a community wharf and boat launch ideal for boating, kayaking, or paddleboarding. The property features a spacious wired outbuilding perfect for extra workspace, storing boats, vehicles, or equipment. Inside this beautiful property the main floor of the home showcases an open-concept layout with soaring ceilings and skylights that flood the space with natural light. A cozy propane fireplace anchors the spacious living area, making it ideal for relaxing or entertaining. A screened-in rear porch extends your living area and allows you to enjoy the outdoors for three seasons of the year. The main level includes three bedrooms and two and a half baths, with a generous primary suite featuring a luxurious soaker tub and walk-in closet. Enjoy convenient family living with main floor laundry and a large attached double garage that connects to a practical mudroom. Access to the fully finished lower level is through the mudroom or the walkout on the lower level, allowing it to function as a self-contained suite complete with its own kitchen, bathroom, and multiple rooms. Perfect for extended family, guests, or as an income generating rental, this space offers flexibility to suit your lifestyle needs. The peace and privacy of a coastal retreat combined with the flexibility of added income. With ocean access, nearby sailing amenities, and a thoughtfully designed interior, this home is a rare opportunity for lifestyle and investment. Be sure to view the virtual tour and book your private showing today!